Scroll Finance



Scroll is building an integrated point-of-sale finance platform for one of UK’s largest retrofit decarbonisation contractors

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Scroll is proud to have partnered with Sustainable Building Services UK and Sustainable Energy Services UK, part of the Sustainable Group, to build a point-of-sale finance platform ‘Green Finance Hub’ for funding home retrofit decarbonisation projects.

Through the Green Finance Hub, Scroll will bolster its embedded lending tech capabilities and offer Sustainable Group’s ‘able-to-pay’ customers a range of financing options from a panel of lenders assembled by Scroll. Customers would be able to blend eligible government grants with loans through a seamless journey to fund retrofit measures.

The partnership will use the initial grant funding from the GHFA to (1) conduct consumer research, (2) map out the customer journey, (3) carry out UI/UX design the Green Finance Hub platform, and (4) develop partnerships with other lenders that wish to host their products on the platform.

Green Finance Hub

The Green Finance Hub is a point-of-sale finance platform for Sustainable Group customers to access a suite of funding options to meet the upfront cost of retrofitting their homes. As a user friendly and data-driven platform, Green Finance Hub will leverage data available with Sustainable Group to offer customers easy-to-understand funding options such as eligible government grant options and finance offers, all with minimal inputs. Customers can seamlessly blend grants with loan options to develop a bespoke finance package that meets their needs.

Scroll as a lender will look to offer its Green HELOC and home equity loan products through the platform. In cases where customers opt for finance products from other lenders Scroll will act as a broker.

Features of the Green Finance Hub:

Proposed retrofit package from Sustainable Group

About Sustainable Group

Established in 1976, Sustainable Building Services is a turnkey solutions provider specialising in retrofit energy efficiency and decarbonisation works. The expert team takes charge of large-scale energy efficiency, microgeneration, and planned maintenance programmes for the UK’s best-known registered social providers, all geared towards enhancing the living conditions of thousands of people every year.

Experienced in delivering compliance at scale throughout the UK under PAS2030:2019 and PAS2035:2019, Sustainable Buildings Services provides improvements to thousands of mixed-tenure properties per year, including under the Social Housing Decarbonisation Fund, Sustainable Warmth Competition and Energy Company Obligation (ECO) schemes.

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Expected pilot launch (pending Government approvals)

Following a six-month long discovery phase, Scroll and Sustainable Group expect to commence pilots in the first quarter of 2024. Pilot locations will be announced in due course.

Grant Size

£136,573 for discovery phase

Pilot Areas

Several identified across the UK

Customer Segment

Owner occupiers, Buy-to-Let landlords, and private tenants

Consortium partners

Project Supporting Partners